Why First Choice Mortgage?
There are many ways to find financing for your home. However, most lending is done through a bank or other institution that has a limited set of mortgages. FIRST CHOICE MORTGAGE is a mortgage broker which means we have wholesale mortgage companies as lending resources and can create the right mortgage for you rather than pushing you into a mortgage we offer. This way, we can get you what you need, when you need it, and with the best deal available.
It all starts with a conversation.
Your home is the biggest investment you will make. Such a big and complex investment requires someone who is looking out just for you throughout the process. I am that ally for my clients—taking the mystery, uncertainty, and much of the risk out of buying your home.
I start with you. We’ll talk about how much you can comfortably afford as well as the kind of home you are looking for. Even more, we will explore your long term financial goals and how your home will play a part in that.
Our first meeting is going to be filled with answering your questions and starting a process that will lead to your front door. Let’s start with where you are coming from, where you are now, and where you want to go.
Just like every relationship, it starts with a conversation—first home, next home, or refinancing your current home.
I have the greatest job in the world
I help people make their dreams come true. Homeownership is simply a different kind of purchase. It is an investment in who you are and who you will be. Being your partner in buying a house is work that I take very seriously because it is more than a building—it’s a home. I’ve done this for over 25 years and it never gets old and no two clients are ever the same. I’m licensed in Vermont, Connecticut, and New Hampshire. I love New England and it’s an endless thrill to welcome my clients to their new homes. Contact me and let's get started: 802-689-0904 or email@example.com
there's a lot to know and this is a good place to start.
I'm very happy to explain everything to you—that's part of what I do. If you want to get up to speed with some terminology, here are some common ideas.
Adjustable Rate Mortgage: (ARM). This type of home loan features an interest rate that changes after a fixed amount of time.
Jumbo Loan: Loans over $453,100 Our Programs allow Jumbo financing with Conforming Rates and only 10% Down.
FHA Loan: Make your home ownership dreams come true with an FHA loan. Featuring flexible credit restrictions and down payment options as low as 3.5%, an FHA loan is a popular type of loan for first-time home buyers.
FHA 203K Renovation Loan: You want to buy a fixer-upper? No problem! With FHA's 203k renovation home loan you have that option.
VA home loan: Enjoy exclusive military benefits with a VA loan. If you are a veteran or an active-duty service member, a VA loan offers less restrictive credit guidelines and NO down payment.
Conventional 3% Down: Home Ready & Home Possible programs for 1st time Buyers offer lower rates.
With Lender Paid or Borrower Paid MI (mortgage insurance) and the ability to waive escrow requirements on many loans, we have flexibility with finding the best program with the lowest monthly payment.
Licensed Mortgage Broker in VT, NH & CT. NMLS # 70986/1631363 CT Dept. of Banking. NH & VT Licensed Mortgage Broker. NOT A LENDER OR CORRESPONDENT MORTGAGE LENDER. NH Licensed Mortgage Broker # 22433-MBR & Florida Dept. of Financial Service. Verify our licenses at www.NMLSConsumeraccess.org” NMLS #70986/1631363.